From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.
Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.
The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.
The housing market is shifting—and it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Don’t miss your window.
Discover the simple but powerful secret that helps homeowners sell faster and for top dollar in today's real estate market. Hint: It’s not just about price.
Home prices are cooling, inventory is rising, and buyers are gaining leverage. See what the April 2025 housing market update means for you.
Learn why a home inspection is essential for buyers—even in a competitive market. Discover how it protects your investment and helps avoid costly surprises.
Mortgage rates dipped slightly to 6.86% as bond markets stabilized. Learn how rates are tied to investor expectations—and why lenders adjust pricing ahead of market changes.
Discover the smarter way to start your own mortgage company. Learn the cost, licensing requirements, and best practices to launch a scalable brokerage firm.
March 2025 housing data shows rising inventory, slowing price growth, and a shift in buyer behavior. Learn what this means for buyers and sellers heading into spring.
Discover why the housing market isn’t crashing in 2025—and why now might still be a smart time to buy. Learn about market stability, lending trends, and how equity protects today’s homeowners.
Learn how property taxes are calculated, what factors impact them (like land value and zoning potential), and how to budget smart as a homebuyer in 2025.
Explore how southern U.S. cities like Miami and Memphis are becoming more accessible to homebuyers due to increased inventories and price reductions.?
Discover why townhomes are becoming a popular choice for first-time homebuyers, offering affordability, low maintenance, and community amenities in today's housing market.
Waiting to buy a home in today’s market could cost you more in the long run. Learn why acting now—despite mortgage rates—might be the smartest move for future homeowners.
State mortgage licensing isn’t just about application fees—it comes with hidden costs like compliance audits, brick-and-mortar requirements, and slow approvals. Learn how these unseen expenses hurt profitability and why federal licensing is a smarter alternative.
Choosing between state and federal mortgage licensing is a critical decision for lenders. State licensing comes with costly compliance and slow approvals, while federal licensing enables nationwide expansion with no upfront costs. Discover which model is right for your mortgage business!
Mortgage rates have dropped to their lowest levels since December, making homeownership more affordable. Learn what this means for buyers and sellers in today’s market.
Why gamble with unlicensed loan officers when one wrong move could bring everything crashing down? With Peoples Bank’s P&L platform, compliance is built-in—allowing you to operate in all 50 states without individual licensing hassles. No legal risks, no state-by-state roadblocks—just seamless growth on a rock-solid foundation. Operating without proper licensing can lead to fines, lawsuits, and even criminal charges—just ask companies like LoanSnap, 1st Alliance Lending, and RPM Mortgage, which faced costly penalties for non-compliance. With Peoples Bank, you eliminate these risks entirely. Our national charter keeps you compliant, secure, and ready to scale without limits.
Learn how capital gains taxes work when selling your home and how to reduce what you owe. Consult a tax professional for personalized advice.
