Recent Articles

Why Now Is the Time to Apply for a Mortgage

Mortgage demand is surging as rates drop. Don’t wait—now’s the time to apply and lock in your opportunity before competition heats up.

Mortgage Rates Hit 4-Month Lows: What This Means for You

Mortgage rates have dropped to a 4-month low, creating new opportunities for homebuyers and homeowners looking to refinance. Learn how to take advantage of lower rates today.

Buying vs. Renting in 2025: Why Homeownership Still Wins

In 2025, buying a home is more affordable than renting in most U.S. markets. Learn why homeownership remains the smarter long-term investment.

Home Prices Are Rising—But That’s a Good Thing!

Home prices are rising at a steady pace, creating great opportunities for buyers and sellers in 2025. Learn how this balanced market benefits you!

Thinking About Moving in 2025? Here’s How to Make It Happen!

Thinking about moving in 2025? Learn why so many Americans are relocating and how to turn your dream move into reality with the right planning

How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025

President Trump's executive order targets housing costs, but mortgage rates remain steady. Learn how these changes impact homebuyers and homeowners in 2025.

Celebrating American Resilience: A Look at Recent Mortgage Rate Trends

Explore mortgage trends and homeownership insights this Inauguration Day.

No Administrative Hassles: Focus on Production and Grow Your Mortgage Business

Spend less time on paperwork and more time closing deals with Peoples Bank’s P&L platform. Our turnkey back-office support handles all regulatory and administrative tasks, including compliance, licensing, and loan processing. Plus, with a dedicated HR department, employee onboarding, payroll, and team development are managed seamlessly. Free yourself from red tape, boost efficiency, and focus on production. Ready to scale your success? Visit www.trustpeoplesbank.com to learn more!

Bank or Broker: Complete Control Over Your Mortgage Business Model

Take full control of your mortgage business with the ability to bank or broker loans. With Peoples Bank’s P&L platform, you can set your own margins, charge origination fees, and keep the loan process in-house—or broker out to investors with no restrictions, earning up to 275 basis points per deal. This flexibility allows you to adapt to market conditions, increase revenue streams, and offer tailored solutions to clients. Empower your business with the freedom to choose and grow. Learn more at www.trustpeoplesbank.com

What to Save for When Buying Your Home

How to decide if you have enough savings to buy a home

Expert Predictions for the 2025 Housing Market

Find out what the experts are anticipating for 2025 housing

How to Buy a Home with Low Income: Yes, It’s Possible!

Learn how to buy a home with low income using practical tips, loan programs, and expert advice. Discover affordable options and assistance programs to make homeownership possible!

Affordable Homeownership: 6 Questions to Help Lower Costs

Affording a home in today’s market can feel overwhelming, but there are actionable steps you can take to make it easier.

Boost Morale and Productivity: Empower Your Loan Officers with Nationwide Access

In the mortgage industry, a motivated and confident team is the cornerstone of success. When your loan officers feel empowered, they perform better, close more deals, and contribute to a thriving workplace culture. One of the best ways to boost morale is by equipping your team with the freedom to close deals anywhere in the country. With Peoples Bank’s P&L platform, your loan officers gain access to all 50 states, enabling them to seize opportunities and achieve unparalleled results.

Less Competition, More Opportunity: How to Dominate Underserved Mortgage Markets

In the mortgage industry, staying ahead often means finding untapped opportunities and leveraging them to grow your business. One of the most powerful advantages of Peoples Bank’s P&L platform is the ability to operate in all 50 states without needing a physical presence. This unique feature lets you dominate key markets like Nevada, Hawaii, and Arizona, where physical office requirements restrict most competitors. Additionally, you can thrive in high-demand states like California by offering faster approvals and closings, setting yourself apart from brokers who struggle with long turnaround times.

The Ripple Effect of Higher Loan Amounts: Building a Scalable, Profitable Mortgage Business

Transform your mortgage business by focusing on higher loan amounts. By setting a $400,000 minimum, you can maximize revenue per deal, reinvest in quality lead generation, strengthen relationships with realtors, and test innovative marketing strategies. With access to all 50 states through Peoples Bank’s P&L platform, you’ll tap into unlimited growth potential while creating a happier, more productive team. Higher commissions and streamlined operations lead to better employee retention, reduced costs, and exponential scalability. Ready to grow?

Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home

While spring and summer are traditionally popular for real estate transactions, the fall and holiday months offer unique advantages that can make buying a home during this period particularly beneficial.

Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own

While living with parents can be a practical solution in certain circumstances, exploring homeownership can offer long-term financial benefits and personal growth.

Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase

While economic indicators like inflation and Federal Reserve policies are important, the current increase in housing inventory and slower price growth present a promising opportunity for homebuyers.

What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch

Explore how the Fed’s expected rate cut and recent election outcomes could impact economic policy, inflation, and job growth—what this means for borrowers and the broader economy.